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Credit Management Service "SMART"

Utilizing risk management know-how, we provide one-stop services in the areas of credit and receivables management!

"SMART" is a service that supports the analysis, visualization, and monitoring of the current credit risk inherent in your company, using a credit rating based on the credit rating calculation logic that Mitsui & Co. has refined over many years as an indicator to evaluate the creditworthiness of business partners. By applying the management techniques related to risk management that Mitsui & Co. has developed, experienced consultants provide sophisticated consulting solutions. We will support you in creating an original credit limit calculation logic by hearing about your company's "business type," "size," "transaction form," "credit policy," etc., and help incorporate it into your operational guidelines. [Features] ■ Supports credit management operations with a SMART management approach ■ Provides credit information quickly and reasonably online ■ Visualizes risks, interprets them, and designs operations *For more details, please download the PDF or feel free to contact us.

  • Accounting and Finance
  • Credit management services

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74.請求書払い/与信 要件整理

B2Bで“買わせる"には、決済ではなく与信が要です。請求書払い・掛け払い・与信の要件を整理し、運用できる形に落とします。

B2B ECが止まる最大の壁は「請求書払い」と「与信」です。 法人取引では、請求書払い(掛け払い)が当たり前。ところがEC側の設計が弱いと、与信審査が曖昧、請求締めや支払条件が管理できない、未回収リスクが増える、社内フロー(経理・営業)と噛み合わない、といった問題が起きます。結果として「結局、従来の受発注に戻る」ことになります。 本サービスでは、請求書払い・与信の要件を棚卸しし、取引条件(締日、支払期日、限度額、承認フロー)を整理した上で、Shopify等の仕組みへ落とし込める形に要件定義します。目的は、売上を伸ばしつつ、未回収リスクを抑え、現場で回る運用を作ることです。 ■提供内容(3点) 取引条件の棚卸し(請求・締日・支払・限度額・例外) 与信/承認フロー設計(誰が審査し、どの基準で通すか) EC/業務運用への落とし込み(権限・ルール・例外・連携) 成果物:請求書払い/与信の要件定義書+運用フロー+チェックリスト ※現在の掛け取引条件(締日・支払条件・限度額の有無)を教えてください。EC化できる形に整理します。

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